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Rich Soil Bank is a full reserve interest free bank. Additionally Rich Soil Bank is a biomimetic bank, biomimetic meaning the bank operates on the basis of functions (to make loans) rather than that of rights (to make money). In regards to Rich Soil Bank, biomimicry is applicable in the specific framework of metabolic processes; energy conversion and entropy both as a single organism or entity (bodymass) and the larger ecological system in which it operates, our collective banking system (biomass).