About
Federally mandated flood insurance has been sold the same way for 36 years – through local insurance agents with limited flood insurance experience and expertise. FloodSimple.com provides home and commercial property owners a better, faster and less expensive alternative. FloodSimple.com’s website provides ease, convenience and savings 24 hours a day, 7 days a week. Unlike traditional FEMA policies sold by local insurance agents, FloodSimple’s policy does not require a property survey or elevation certificate and can be purchased online for 30% to 50% less than a FEMA policy. For example, the annual rate for a FEMA policy in the largest risk zone category is $1,529 for $250,000 of coverage. A FloodSimple policy for a property in the same zone category is $958 per year.